Monday, September 29, 2014

The End is in Sight for Michigan Driver Responsibility Fees

Matt Worley, Esq.

In Michigan, many drivers feel the weight of Driver Responsibility Fees on their shoulders.

These fees are assessed by the State of Michigan to drivers who are found guilty of certain traffic misdemeanors.  These fees are assessed in addition to any fines and costs that were assessed in the district court.  The responsibility fees were created in 2003 at a time when the state was in dire financial straits as a way to generate cash flow.

Part of what makes the responsibility fees unique is the sheer size of the fee assessed.  For example, if a person pleads guilty or is found guilty of driving on a suspended license, that person is assessed $1,000 in responsibility fees – paid out over two years.  Similarly, if a person is convicted of operating while intoxicated, they are assessed a total fee of $2,000.  Other common offenses that have responsibility fees include reckless driving, leaving the scene of an accident, and various drunk/drugged driving offenses.

The problem with these responsibility fees is that they are so large they often send the state’s poorest people in a downward financial spiral that, for many, is nearly impossible to escape from.  The responsibility fees have been called a “tax on the poorest people in the state.”

House Bill 5414, introduced by Representative Joe Haveman, aims to phase out the responsibility fees.  Under the plan, the fees will be virtually eliminated by 2018.  The bill has passed the House and Senate and is expected to be signed by Gov. Rick Snyder in the near future.

The question remains, however, what will replace the nearly $100 million in annual revenue generated from the responsibility fees?

If you would like to know more about Michigan’s driver responsibility fees, or have other questions, contact the legal experts at Fausone Bohn, LLP.  Our team of lawyers consists of current and former prosecutors knowledgeable in both civil and criminal law.  You can reach Matthew Worley at (248) 380-0000 or online at www.fb-firm.com.  

Monday, September 8, 2014

Adapting to an Online World and Avoiding Internet Fraud: Helpful Tips for Seniors


Mark Mandell, Esq.

As more seniors adapt to an online world and increase their web use, they can become victims of Internet Fraud if they are not careful. Because of their late-adoption to the Internet, seniors can be easier targets for Internet and email scams.

The National Council on Aging (NCOA) recently listed Internet Fraud as the sixth most targeted scam towards seniors. Perhaps the most common examples of these online schemes are email scams, whether it’s enticing seniors into an investment or a seemingly reputable organization asking them to “update” their personal information.

The NCOA lists health care, counterfeit prescription drug, and fake anti-aging products in their top five frauds targeted to seniors. In reality, all these scams are increasingly going online.

Fraudulent anti-aging products and prescription drug offerings frequently pop up in email inboxes. In Arizona, a fake Botox scheme ripped off seniors for $1.5 million – the perpetrators were convicted and jailed. Since 2000, the FDA has also investigated an average of 20 counterfeit prescription drug cases per year, up from five per year in the 1990s. There’s no doubt the Internet has provided an easier avenue for scam artists.

While Internet skills are highly valuable today, what steps can the older generation take to avoid these often financially crippling schemes?

If you have a suspicious email sitting in your inbox or are uncertain about an online purchase, the first thing to do is exercise caution, and check with friends and family. Don’t open unsolicited emails without consideration, and don’t be drawn in by flashy websites. Do your homework first. And here are some other helpful steps you can take:

  • Be cautious when dealing with a seller outside of the United States.
  • There should not be any reason to give out your social security number or driver’s license number over email or through an online auction.
  • Check with friends and family to make sure the website or seller is reputable.
  • Don’t judge a company solely based on its website: scam artists can construct flashy web pages in a very short amount of time.
  • Be cautious if you are receiving an unsolicited email. Do you remember signing up for an email list with this person or company? If not, the best option may be to simply delete the email.
  •  Avoid wire-transfers. When purchasing online, a credit card is the best option. Then, you can dispute the charges if something goes wrong.
  • If you are dealing with a business, you can check the Better Business Bureau.

If you feel that you have been a victim of fraud or you have questions, you can contact Attorney Mark Mandell. Mr. Mandell has experience you can trust when it comes to defending your rights in cases where you have been scammed. Call today at (248) 380-0000.


And for more information on cyber security, you can check-out the FBI’s website for helpful tips: http://www.fbi.gov/scams-safety/fraud/internet_fraud